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Your current financial plans in place

Business card for Bobby Natesh, Senior Manager at AIA Hong Kong, offering financial and insurance services.

How much Life Insurance you currently have?

Most people underestimate how much protection they actually need. A simple rule used is you should have Life Insurance equal to at least 10 times your annual income. Anything below that means your family is under protected - and your true value isn't reflected. 

Are you covered for Medical Insurance ?

Medical bills can destroy a family's finances in a matter of days - especially for those without proper insurance. The real question is: Does your current plan actually cover all the major costs that come with sickness or an accident? One gap is all it takes to turn a medical event into a financial crisis. if you are not 100% sure your coverage is enough, get in touch, we will review for you. 

Are you covered for Critical Illnesses?

No one ever expects to face a major health issue or a critical illness. But that's exactly why insurance exists - to protect you from the unexpected. A critical illness doesn't just bring medical bills. It can destroy your earning power, disrupt your lifestyle, and drain your resources far faster than most people realize. The real risk is not the treatment cost. It's the loss of income, the long recovery, and the financial pressure that follows. Critical illness protection is not about fear. it's about ensuring your health doesn't become a financial crisis.

Savings Planning for education, marriage or any future event!

A structured financial plan isn't just about saving - it's about building your future with stability and confidence. With the right structure, you can save consistently and safely for major milestones in Life such as Marriage: Children's Education: Buying a car: Purchasing property: Long term - family goals. A secure future doesn't happen by accident - it's planned.

Retirement Planning !

Everyone works hard for a better future - and ultimately, we all look forward to a stable, stress free, and dignified retirement. But that future doesn't happen automatically. You need sufficient funds to last a lifetime. When you know your money will support your lifetime - you gain something priceless! Confidence: Independence: Peace of mind.


A well-planned retirement allows you to live with dignity, freedom, and the lifestyle you've earned though decades pf work. Your Golden Years should be enjoyed - not feared.

Investment Planning!

Mutual Funds remain ones of the most effective ways to build a well-diversified portfolio across equities and bonds - without taking unnecessary concentration risk. With access to over 100 professionally managed funds you can spread your investments across sectors, geographies, and asset classes, giving you a stable and disciplined way to participate in global markets.


Diversification isn't a luxury. it's a strategy for long-term growth and risk control.


A strong fund portfolio ensured your money works for you - consistently, intelligently, and globally.

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Bobby Natesh - SENIOR Manager (AIA Hong Kong)

Suite 3208, 32/F, Airside, 2 Concorde Road, Kaitak, Kowloon

852 90353459

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