It is recommended to have a Life Cover of minimum 10 times your Annual Income. For example if your current income is 1 Million, you need a minimum cover of 10 Million.
Medical expenses can be disastrous for people who don't have medical insurance. Does your plan cover you for all potential expenses due to Sickness or accident?
No one wants any major health issues, but the meaning of insurance is to prepare for the unexpected. In addition to major expenses, an unfortunate critical illness may destroy your earning power, severely depleting your financial resources.
Having a proper Financial Plan helps you to save in a safe and stable way for future important requirements such as Marriage expenses, Kid's education, Buying a car, Planning to buy property etc.
Everyone works and looks forward for a golden, stress free, stable retirement. Having the necessary funds available to last your life gives you the confidence to live with dignity in your Golden Years !
Mutual Funds are the best way to take a well diversified exposure to equities and bonds. With over 100 Mutual Funds to choose from you can be assured of a Stable plan to take advantage of Global Markets.
Bobby Natesh - Unit Manager (AIA Hong Kong)
7/F, AIA Hong Kong Tower, 734 Kings Road, Quarry Bay, Hong Kong
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